Atlanta Bankruptcy Attorney for Chapter 7 & Chapter 13 Debt Relief
Raza Bankruptcy Group represents families and business owners across Atlanta, Marietta, Roswell, Sandy Springs, and communities throughout Georgia in Chapter 7, Chapter 13, and Chapter 11 bankruptcy — stopping collection calls, wage garnishment, and lawsuits fast, with $0 down to get started on qualifying Chapter 7 and 13 cases. When debt feels unmanageable, you need more than information — you need an attorney in your corner.
About Raza Bankruptcy Group
At RBG, we believe every Georgian facing debt deserves a clear path forward and an attorney who will fight for it. Bankruptcy can feel confusing and overwhelming — but with the right representation, it doesn’t have to be. Our attorneys handle the legal complexity so you can focus on your fresh start.
- Clarity: We explain your options and your case in plain English
- Integrity: We give you an honest assessment of what bankruptcy can and can't do for you
- Execution: We handle your filing accurately and on schedule
- Respect: We treat every client's situation with dignity
Explore Types of Bankruptcy in Georgia
Every financial situation is different. Our attorneys will review your income, debts, and goals to recommend — and file — the right bankruptcy chapter for your case.
Chapter 7 Bankruptcy
We help you wipe out unsecured debts like credit cards and medical bills for a fresh financial start.
Chapter 11 Bankruptcy
We help you restructure business or high-debt finances while keeping your operations running.
Chapter 13 Bankruptcy
We help you create a repayment plan to catch up on mortgage or car payments while protecting your assets.
Stop Wage Garnishment
Filing bankruptcy triggers an automatic stay that can stop wage garnishment, often within days of filing — regardless of which chapter fits your situation.
Helpful Resources & Blog
- Understanding Georgia’s bankruptcy exemptions
- How to prepare for a 341 meeting of creditors
- Rebuilding credit after bankruptcy
- The difference between Chapters 7, 11, and 13
If you’re considering Chapter 7 bankruptcy in Georgia, the first hurdle you’ll face is the means test. Many people assume…
Filing for Chapter 7 bankruptcy in Georgia can give you a fresh start. It may stop debt calls, lawsuits, and…
When people think of bankruptcy in Georgia, the first emotions that come up are usually fear and confusion. In fact,…
- General questions
Frequently Asked Questions
What type of bankruptcy is best for me in Georgia?
The right bankruptcy chapter depends on your financial situation.
Chapter 7 is usually best for those with limited income who want to eliminate unsecured debts like credit cards or medical bills.
Chapter 13 is ideal if you have steady income and want to keep your home or car while repaying part of your debts over time.
Chapter 11 is typically used by businesses or individuals with large debts who need to reorganize without shutting down.
Each case is unique, so it’s important to review your income, debts, and goals before choosing a path.
Will filing bankruptcy in Georgia stop collection calls and lawsuits?
Will I lose my home or car if I file for bankruptcy in Georgia?
Not necessarily. Georgia’s bankruptcy exemption laws (O.C.G.A. § 44-13-100) protect certain amounts of equity in your home, vehicle, and personal property.
Up to $21,500 in home equity ($43,000 for married couples).
Up to $5,000 in vehicle equity.
If your property falls within these exemption limits, you can usually keep it while resolving your debts through bankruptcy.
How much does it cost to file bankruptcy in Georgia?
Costs vary by chapter and case complexity. Raza Bankruptcy Group offers a free consultation to review your specific situation and provide a transparent fee quote before you commit.
How fast can bankruptcy stop wage garnishment in Georgia?
The automatic stay takes effect the moment your bankruptcy case is filed, which can stop wage garnishment within days. Contact our office to start the process quickly.
Is Raza Bankruptcy Group a law firm?
Yes. Raza Bankruptcy Group is a Georgia-based law firm representing clients in Chapter 7, Chapter 13, and Chapter 11 bankruptcy cases across Atlanta and the state of Georgia.
Does Raza Bankruptcy Group serve clients outside Atlanta?
Yes. We represent clients throughout Georgia, including Marietta, Roswell, Sandy Springs, and communities statewide.
$0 Down to Get Started
Qualifying Chapter 7 cases can begin with no upfront payment.
Ask about your options during your free consultation.